It seemed impossible to net any prize money paid directly into my bank accountMight I propose you take a look into the labyrinthine bureaucracy of National Savings & Investments and its security procedures. My experience arose from a request to pay any premium bond prizes directly into my bank account. Four attempts to conclude this were made over several months,all without success. These involved downloading a form from the web and posting the request, receiving a temporary password, and phoning the helpline and answering a series of security questions posed by three separate people.
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Source: theguardian.com