BrainCan - personal finance

4 personal finance principles to live by for a...

Taking control of your personal finances is key to living a more stress-free and regular life - a...

4 ridiculously easy ways to give back while...

You know that phrase "It's the least I can do"? Well,when it comes to giving to charities with...

10 things you should do before you start investing

People often get excited approximately the possibility of getting a nice return on their money...

decide how big your emergency fund should be with...

You need an emergency fund,there’s no doubt approximately that. How much cash should be in that...

4 secrets from a 28 year old retiree

Most people believe "retirement age" means sometime around the age of 65,when hair is going white...

the irs says they have $1 billion in unclaimed...

Surprisingly,a lot of people dont enact their taxes every year, and this might be particularly true...

dont forget the little things when you save for...

While the general guidelines for emergency funds are up for debate ,most people agree it’s a good...

find your chief initiative to make better...

Financial decisions and life decisions often move hand in hand. enact you buy a domestic or move to...

10 pieces of financial advice for newly married...

A few weeks ago,I was attending a wedding where I’ve known the groom for approximately 20 years. I...

the first step to setting a money goal is asking...

Paying off your student loans,opening a Roth IRA, saving for an emergency: these are all financially...

follow basic money rules, but keep your eye on the...

It sounds crazy,but yes, personal finance can be exciting. Not like, or we’re going to...

how to get over your fear of negotiating and ask...

My Uncle Danny once helped me buy a fresh Corolla while I watched in awe. He was a...

checkbox syndrome why we spend money on things we...

Ever been tempted to buy the latest shiny thing just because it has more features than its...

focus on these four concepts to finally master...

Anyone who’s improved their money skills will tell you: it’s not approximately the rules....

don t let someday mentality keep you from making...

It’s easy to procrastinate money issues and tell yourself you’ll net to them “someday.”...

the case for buying something you love, even if it...

Most people assume personal finance is all approximately restricting yourself and never giving into...

when it comes to your finances, don t let perfect...

When you’re in debt or living paycheck to paycheck,it’s hard to be interested in personal...

Calculate Whether You'll Get a Marriage...

Most people assume marriage means you fetch a tremendous tax demolish. The idea is: you combine both...

revisiting the latte factor and the power of daily...

One of the most discussed concepts in personal finance is the “Latte Factor,” an belief first...

five big reasons why it s so hard to make...

While I love writing and talking approximately all of the benefits of financial independence and...

instead of judging someone s else s spending...

We can be particularly judgmental when it comes to money. Your friend buys a house,you assume he...

getting rich is more mental than it is tactical

It’s important to learn the basics of personal finance,but the way you deem about money is perhaps...

top 10 wallet friendly date ideas

You can have a remarkable,romantic time with your meaningful other without spending a fortune....

think of surplus money as something to invest, not...

When you find yourself with a minute extra cash,it’s tough to not immediately start thinking of...

the three basic questions to ask when tuning up...

We’re all for “set and forget” investment portfolios ,but maintain in mind: that’s not...

this tool calculates how much your bonus will be...

It’s hard to complain approximately a bonus,but the taxes aren’t pretty. The IRS considers your...

ask an expert: all about year end financial moves

Believe it or not,we’re in the home stretch of 2015 and it’s time to start thinking...

top 10 things you should know about buying or...

Buying a car is a pretty big deal—emotionally and financially. The last thing you want to achieve...

ask an expert all about saving for your retirement

What’s the best route to go when you’re saving for your retirement? Its nearly a cliche that...

willing automatically generates your legally...

It’s not the most exciting thing to do,but creating a will is well-known . Even whether you’re...

these states claim your abandoned savings after...

You’ve probably heard a thing or two approximately unclaimed money or property. In fact,we’ve...

6 money draining mistakes to stop making in 2017

You're probably aware by now that making small tweaks to your spending habits will add up to...

you can release a student loan cosigner if you ve...

Cosigning can be a financially risky shuffle,but a lot of parents cosign on a child’s student loan...

use your gift cards at these stores before they go...

Gift cards normally dont expire for five years,so you generally have fairly a bit of time to exhaust...

it s better to want than to owe

We often stretch our finances lean to buy stuff we really,really want. A new, bigger TV. A fancier...

follow the five year rule to make sure you don t...

Most houses don’t come cheap,so if you’re looking to buy, you want to be smart. And typically,...

how much these money habits can hurt your credit...

Credit can impact everything from your monthly bills to your ability to buy a domestic . So if you...

make better spending decisions with the pick 3 ...

whether your financial scheme is to save,save, save and never spend a dime on anything fun, or...

why you need a budget, even if you re broke

A friend of mine is a career counselor. During sessions,she inevitably asks clients: do you occupy a...

the most common budgeting mistakes and how to fix...

It’s not too tough to build a basic budget,and a few tips and tricks can wait on you make it...

five key rules to follow when lending money to...

Getting hit up for a loan can make you feel like you’re stepping into a minefield. In nowadays’s...

the best metro areas in the u.s. for recent...

Where you live can possess a astronomical impact on your finances. This is especially true for...

ask yourself do i understand this? before...

You’re going to be asked to invest in a lot of long-term things in your life. A house,a car, a...

pick the perfect side hustle with these five...

If you’re looking for a way to earn additional cash on the side ,there are plenty of options out...

personal finance has everything and nothing to do...

On the surface,personal finance seems to be primarily approximately money: getting wealthy and...

master these money habits before you start using...

Some credit cards are awesome for earning rewards like additional cash or free travel. If your money...

how you manage $100 is likely how youll manage...

A higher salary will do more for your finances than pinching pennies ever will. However,if you...

tip yourself is like a virtual savings jar

whether you’re like most people,you probably grew up with a family savings jar. Everyone puts in...

three major life decisions that affect your...

Your finances matter,but there are much more necessary things in life, and some decisions should be...

dont go into the store if you dont know what youre...

You meant to buy a single apple and you came out with a fresh 4K TV. How did this happen? Impulse...

how to turn a budget crunch into lasting good...

When people decide to improve their financial habits and start saving money,they’re often...

the best places to buy a home, based on how long...

So many factors depart into the decision of renting versus buying a domestic . One of the most...

items that are suprisingly cheaper at whole foods

I always thought people were exaggerating approximately the “Whole Paycheck” thing. Then I went...

signs its time to leave your bank (and how to...

I am not a faithful banking customer. Over the past 5 or 6 years,I’ve switched banks a few times...

cut back on expenses with the upgrade and save...

Sometimes spending money can actually save you money . For example,whether you’re buying cheap...

top 10 seemingly risky things you can totally do...

Some things in life—such as fixing your own car or DIY home improvements—might appear perilous...

top 10 ways to conquer your debt

Few people these days are totally debt-free. You might have student loans,a mortgage, a balance on...

keeping up with the joneses isn t just about...

Your neighbor gets a fancy new car and now you want one,too: most of us are familiar with the...

save by percentage, not dollar amount, to avoid...

We’ve told you before it’s a good plan to treat your savings like a bill. You can attain this...

five simple budgeting strategies that can bring...

Ever since I was a slight kid,I’ve had an affinity for numbers. My father loves telling this story...

these apps are the perfect money saving tools for...

I’m terrible at saving money,I detest studying personal finance, and I tend to have a “carpe...

this calculator estimates your income based...

whether you have more student loan debt than you can handle,you might qualify for income-based...

eight tax deductions you shouldnt overlook when...

Take advantage of any and all tax deductions you’re eligible for,because taxes are most people’s...

privacy lets you create virtual credit card...

Every other day there’s a hack. Credit card information is stolen,leaving you stuck calling your...

shop around, many online tax filing services are...

Filing your taxes ASAP protects yourself against tax related identity theft,but it also protects you...

how to avoid wedding markup when planning your big...

whether you’ve ever planned a wedding,you’ve probably heard that using the word “wedding”...

you work hard, so you owe it to yourself to manage...

Money is an easy thing to ignore. It’s boring. It’s too much work. The thing is,though, you...

calculate your personal inflation rate to keep...

It’s easy to fetch stuck in our spending habits. We don’t give them much thought and they become...

if youre not going all in with your target date...

Target date funds,also known as lifecycle funds, look like easy set-and-forget ways to save for...

ask an expert: all about investing when the stock...

So you’ve finally saved some money and want to put it to expend, but the financial markets seem to...

find out how much you ve spent on amazon since...

You can buy just about anything on Amazon,which means most of us spend a lot of money on the site....

consider the cost of maintenance when splurging on...

Sometimes it makes sense to spend money on quality. For example,buying cheap, replaceable clothes...

the value of generosity: how giving back can...

Sometimes the best way to get ahead is to help others first. It’s the minute things we can...

make financial decisions based on your own values,...

The most indispensable money rules never change ,but there’s much to be said about doing what...

if you have poor credit, beware extra charges on...

You probably already know that your credit history can affect things like your mortgage...

see where your tax dollars may go in 2016 with...

We all have different opinions on how our tax dollars are spent,and in forming those opinions, it...

decide how much home you can affordwith the 25...

One great lesson we learned from the housing crisis: don’t buy more home than you can afford....

don039t pick a checking or savings account just...

Banks don’t offer interest rates as tall as they once did,so we tend to get excited when we see...

10 strategies for handling the stress of a...

When that moment comes when you realize that you need to make major changes in your life,it’s...

we have a natural bias to try and earn more...

If you need money,the natural inclination for most of us is to figure out how to earn more money....

make a separate happy budget to motivate your...

In addition to your regular,everyday budget, it helps to occupy an emergency budget on hand in case...

navigate your student loan repayment options with...

If money is tight and you can’t afford your student loan payment,there are relief options...

instead of deal hopping, shop at the grocery store...

It pays to focus your frugality on your biggest expenses. For most of us,that includes groceries....

a new rule will require financial advisors to act...

Certified Financial Planners® (CFPs) have a fiduciary duty: a legal obligation to offer financial...

the true cost of owning a car, depending on where...

Owning a car can be pretty expensive beyond the price of the vehicle itself. Taxes,title fees, gas,...

99deductions simplifies all of your complicated...

When doing your taxes,you want to make certain to assume advantage of every deduction you can ....

plan a monthly free weekend to save a little extra...

Between all the movies,bars, coffee, or restaurants,and shopping, you can spend a lot of your...

prepare yourself for a promotion with this three...

It’s not typically easy to climb the ranks at any job,but some jobs, particularly hourly wage...

how to be frugal without wasting your time

A lot of people think frugality is approximately saving money at the cost of your time: you spend...

the retailers that accept expired coupons

Coupons can be hit or miss,but some stores offer pretty sweet savings. Best of all, many of these...

challenge your idea of normal to boost your...

There are folks who truly can’t afford to make ends meet . Sometimes,though, we say we can’t...

keep weekday meals simple to encourage cooking at...

Meal planning can be a challenge,but we often earn it harder than it needs to be. When cooking is...

this periodic table of investment returns shows...

Diversification—spreading your money across different types of investments—is a critical...

this interactive map shows whether its more...

Deciding whether to rent or buy a domestic is more than just approximately the numbers . However,...

money challenges are a simple way to get started...

Money challenges seem to be favorite at the cessation of the year,probably because we’re all...

online coupon codes dont always show up on your...

When you shop online,there’s a good chance the retailer is offering some sort of promo code, and...

the difference between a debt s statute of...

You maintain to be careful with debt collectors because dealing with them can affect your finances...

common maintenance problems your homeowner s...

Buying your first home comes with fairly a few surprises. While most buyers are prepared to sign up...

this tool lets you explore your student loan...

whether your student loan debt is a burden,there are a handful of options that might offer some...

six basic personal finance facts people constantly...

fairly often,the “facts” that people tout when it comes to personal finance aren’t fairly...

personal finance goals take time, so prepare for...

When I first started getting my finances in order,it was kind of an exciting time. I was excited...

make a more realistic budget with these rules of...

Budgeting is pretty easy when you bear regular income and regular monthly bills, but don’t forget...

the money changes id make if i were suddenly...

A reader recently asked me what sort of life strategies are useful for a single person who is...

top 10 things about money everyone should know

Money rules might be simple,but they’re not always easy to stick to. whether you want to build...

review and improve your budget with these three...

Every now and then, you probably travel through your closets and weed out a bunch of useless stuff ....

some cities offer free recycled paint and supplies

Leftover paint isn’t just a waste of money,it can also be hazardous to the environment. Most major...

the strength of the us dollar in 42 popular...

Exchange rates can trip you up when youre traveling,making you spend a lot more that you expect. On...

the risks associated with refinancing your student...

Student loan refinancing can wait on you save money on interest,but it’s not always ideal. In...

even more data shows negotiating a better credit...

If you haven’t already,give your credit card company a call and put a question to for a lower...

identify your happiest moments to make money...

Most people cringe to see the words “money” and “happiness” in the same sentence,and...

how a no spending limit credit card affects your...

whether your credit score is solid,you might qualify for a “No Preset Spending Limit Card”...

create a life happens fund in addition to your...

You probably already know how considerable it is to have savings set aside for emergencies,such as a...

the first step to overcoming money anxiety is...

The more you learn about something,the less intimidating it becomes. That’s proper for most...

this calculator estimates your homes closing...

You probably already know home closing costs can add up fairly a bit. The actual amount will vary...

ask an expert: all about managing your holiday...

It’s the most wonderful time of the year—and also the most expensive. Between traveling,end of...

three things you can do if youre behind on saving...

“Save early and save often” is one of the few pieces of financial advice nearly everyone agrees...

how much it actually costs to be in a long...

I’ve been in a long distance relationship with my boyfriend for close to three years. We were...

this cheat sheet shows you how to prioritize your...

People always seem acquire questions approximately their financial priorities: Should I invest or...

frugality isnt just about saving money, its about...

Frugality gets a bad rap sometimes. People assume it’s approximately pinching pennies and saving...

why your savings account is limited to six ach...

If you slump money around in your accounts frequently,you might’ve been hit with a transaction...

peeling back the layers of personal finance...

One of the most interesting things I’ve found over the years of writing approximately personal...

what to expect from the new federal overtime rules

This week,the Department of Labor announced an update to overtime regulations, changing the salary...

budgeting software showdown: mint vs. you need a...

Thanks to services like Mint and You Need a Budget,its so easy to get a handle on your finances that...

avoid financial pitfalls by finding your blind...

Money can be an overwhelming thing to manage,so most of us try to avoid certain aspects of our...

lifehacker readers: lets take a money challenge...

Be honest: you could probably stand to save a few bucks next year. Money challenges,like the 52-week...

keep a separate credit card just for bills in case...

Most banks own accommodating policies for credit card theft. However, it can still be kind of a pain...

why you should think of frugality as an...

We tend to mediate of budgeting and frugality as depriving ourselves. It may be more helpful to...

five reasons people fear frugality-and why that...

When Sarah and I first moved into our original house in 2007, the inaugural electric bill was...

dont forget to account for upcoming estimated...

Money experts dont agree on the particulars of emergency funds, but just about everyone agrees you...

claim your tax refund as soon as possible to...

Tax season is upon us and identity thieves cant wait to use stolen Social Security numbers to claim...

always buy the mens version of products to avoid...

Products and services marketed towards girls and women are considerably marked up compared to...

the hidden value of extended warranties

We generally don’t recommend buying the extended warranty, because most products won’t need...

the most important financial terms everyone should...

Expense ratio. Prime rate. Amortization. As with technology , the finance world is filled with...

get morningstars premium investment reports for...

Morningstar is one of the best resources for all things related to investing ,but many features...

find the opportunity cost of buying a car with...

There are a number of factors that go into your decision to buy or lease a car . Opportunity cost is...

a stranger stole my identity and filed my taxes

A few weeks ago,I got a letter from the IRS saying my taxes had been filed twice, which was...

the only things everyone agrees on about money

Personal finance is like nutrition : It seems like the experts in this arena can’t agree on...

ask what if i could never buy anything? to...

Impulsive shopping can wreck your budget faster than you can say “They’re putting up Christmas...

birch is like a budgeting app for your credit card...

whether you’re a fan of using credit cards to earn travel rewards and cash back, you might be...

keep your finances simple to ensure you stay on...

When it comes to your budget,mistakes are costly. An overdraft here, a late fee there, or you can...

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