Zurich said that despite the additional insurance,I’m going to own to pay more after a claimI insure my car with Zurich and pay additional for no claims bonus (NCB) protection. I had to make a claim this year for the first time and was told afterwards that my premium would recede up despite the insurance. They said that although my NCB stayed the same, the claim still affected the premium. I don’t think the millions of people paying for this additional insurance realise this. RC, or Chipping Norton,OxfordshireYou’re right, they don’t – as the price comparison website uSwitch discovered in a survey final year. The notion that NCB insurance will prevent premiums rising after a claim is a misconception that the insurance industry has, and unsurprisingly,done nothing to discourage.
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Source: theguardian.com