Although Dutch people very commonly lend each other small sums,they are not too fussy approximately paying back the debt. After holding a survey among 1000 Dutch people, ABN AMRO concluded that three quarters of those polled regularly lend money to others. An even larger percentage is currently awaiting cash repayments. The survey showed that 83 percent of Dutchmen are owed up to 20 euros from people they know.
Source: abnamro.com