With Kiva Zip,Kiva is growing its U.
S. operations to supply loans to entrepreneurs who can't acquire money from banks.
Financial institutions normally settle loan eligibility based on factors like your credit score, cash flow, and the amount of collateral you have. On Kiva Zip—the micro-lender's platform for U.
S. entrepreneurs—it's different. What things is whether you're trusted by the community,whether you're willing to "pay it forward," and whether you're prepared to do some fundraising yourself.
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Source: fastcompany.com