Drivers who opt to attend a course,rather than accept penalty points, could be in for a nasty surprise when they inform their insurer Most drivers realise that if you earn caught speeding, or you are going to be punished. In the UK,motorists committing minor offences for the first time possess a choice: instead of a three-point penalty and a £100 fine they can opt to attend a speed awareness course.
Most police forces offer a course to drivers who are caught speeding between 10% plus 2 and 10% plus 9 of the legal limit. In other words, if you earn caught driving between 35mph and 42mph in a 30mph zone, or between 79mph and 86mph in a 70mph zone.
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Source: theguardian.com