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how will higher interest rates affect you?

how will higher interest rates affect you?

With interest rates likely to start climbing towards 2.5%,we look at what you can achieve to acquire...


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i want to remortgage the family home to buy my...

i want to remortgage the family home to buy my...

The plan is to grant her an casual mortgage,which she could pay directly to the bank, but would her...


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the looming interest rate rise: how it will affect...

the looming interest rate rise: how it will affect...

On 2 November,the Bank of England is expected to increase the base rate after a decade. We explore...


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watch out: interest rates will rise at the end of...

watch out: interest rates will rise at the end of...

whether you’re planning to remortgage,do it now – a little-known change could push up...


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tesco bank puts us in a catch 22 situation over...

tesco bank puts us in a catch 22 situation over...

Bank requires £6000 of work on the property we are buying,but won’t put this condition in...


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my ex wont honour the declaration of trust we...

my ex wont honour the declaration of trust we...

We agreed to split any fairness on the property equally,but my former partner turned nasty when I...


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barclays 100% mortgage: how much does it really...

barclays 100% mortgage: how much does it really...

The no-deposit deal requires relatives to attach up funds or act as guarantors,and all parties to...


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i am a contract worker in a school, and no lender...

i am a contract worker in a school, and no lender...

My partner and I earn good incomes but lenders only consider me employed during term...


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tesco ank puts us in a catch 22 situation over our...

tesco ank puts us in a catch 22 situation over our...

Bank requires £6000 of work on the property we are buying,but won’t set this condition in...


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is it better to take out a mortgage via a broker,...

is it better to take out a mortgage via a broker,...

Already 60% of mortgages are brokered and thanks to new domestic loan rules that number is certain...


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can we remortgage to pay off the equity loan on...

can we remortgage to pay off the equity loan on...

Property prices are rising so my fiance and I would like to pay off our abet to Buy loan but are...


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they re back … the sub prime mortgage market has...

they re back … the sub prime mortgage market has...

But are they a lifeline to those with a troubled credit history,or a return to the bad feeble days...


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the mortgage that allows students to buy their own...

the mortgage that allows students to buy their own...

Some building societies are willing to lend undergraduates 100% of the cost,up to £300000, to buy a...


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women warned to beware pregnancy pitfalls when...

women warned to beware pregnancy pitfalls when...

recent affordability rules mean some firms will inquire questions about changes in incomeNew parents...


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should i buy a property if the extension that...

should i buy a property if the extension that...

Q I am in the process of buying a house. My offer has been accepted and I am due to exchange...


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the online brokers taking the misery out of...

the online brokers taking the misery out of...

A new breed of firms promises to compose the process of getting a home loan quicker and slicker. We...


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number of second charge mortgages leaps to nine...

number of second charge mortgages leaps to nine...

Debt charity sounds alarm after £93m worth of moment mortgages were taken out in MarchThe number of...


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if i go travelling, does my bank need to know i...

if i go travelling, does my bank need to know i...

I don’t know whether being away for six months will mean I’m classified as a proper...


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should we be making overpayments on our mortgage?

should we be making overpayments on our mortgage?

Now there are two of us,we’re able to save approximately £1800 a month, but would like to do more...


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thought you were too old to get a mortgage? now...

thought you were too old to get a mortgage? now...

A deal with a cut-off age of 95 has been hailed as a ‘massive shot in the arm for the mature...


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fca warns against self cert mortgages from...

fca warns against self cert mortgages from...

Borrowers will have no UK protection whether things go mistaken,cautions regulator, just days after...


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friends lent me deposit on a property - are they...

friends lent me deposit on a property - are they...

My friends say I should pay them 100% of the profit made from selling my property after I pay back...


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should i keep my flat on an interest only mortgage...

should i keep my flat on an interest only mortgage...

I’m planning to leave London and I’m thinking about renting out my property Q My family and I...


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is it a multiple tenancy if i rent my house to...

is it a multiple tenancy if i rent my house to...

I need to let out my property rather than sell to avoid early repayment charges on my mortgage,but...


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warning as homebuyers stretch to get on and up the...

warning as homebuyers stretch to get on and up the...

The Council of Mortgage Lenders says increase in mortgages of more than 25 years is mostly due to...


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sub prime mortgages make surprise comeback in the...

sub prime mortgages make surprise comeback in the...

Several lenders are launching products for people with poor credit histories,despite sub-prime...


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my brother and i are struggling to split our...

my brother and i are struggling to split our...

He thinks he’ll contain to catch a mortgage as well as raise a deposit in order to buy me outQ My...


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interest only mortgages: how to tackle the...

interest only mortgages: how to tackle the...

From remortgaging to speaking to your lender,there are a number of ways borrowers can ensure they...


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mortgage lending for march returns to record high...

mortgage lending for march returns to record high...

Rush to defeat stamp duty deadline lifts lending to the peak levels seen before the financial crash...


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interest only mortgages are back, but you have to...

interest only mortgages are back, but you have to...

Soaring house prices have tempted lenders to reintroduce the controversial home loans that were once...


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i want to go into property development

i want to go into property development

I’m worried about securing a mortgage because,although I gain fairly a lot of cash, I am...


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mortgage approvals boosted by stamp duty change

mortgage approvals boosted by stamp duty change

tall street banks report rise in loans for both purchases and remortgages in England and Wales ahead...


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building societies to review age limits on...

building societies to review age limits on...

Maximum age for domestic loans could be relaxed in response to ageing population and demand for...


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mortgages are now the most affordable since the...

mortgages are now the most affordable since the...

Research shows just 29% of UK homeowners’ disposable income is being eaten up by home loan...


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we want to buy a second property, but can we let...

we want to buy a second property, but can we let...

My partner and I would prefer not to sell as we may move back in a few years Q I live with my...


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mortgage lending hit seven year high in october

mortgage lending hit seven year high in october

BBA figures exhibit extreme lending reached £12.8bn in the month,as low interest rates lured...


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bigger mortgages for greener homes? yep, thats...

bigger mortgages for greener homes? yep, thats...

Welsh scheme will factor in domestics energy efficiency into lenders’ affordability...


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british homeowners scramble to remortgage as...

british homeowners scramble to remortgage as...

Rush for dwindling supply of fixed-rate deals as Bank of England is expected to increase base rate...


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barclays offers 0% deposit mortgage to home buyers

barclays offers 0% deposit mortgage to home buyers

British high street bank increases the multiple of earnings against which people can borrow on its...


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uk households paying off mortgages in record time,...

uk households paying off mortgages in record time,...

Historically low interest rates are encouraging households to use spare funds to pay off domestic...


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is equity release the only way to raise cash for...

is equity release the only way to raise cash for...

We are considering raising money from our home at some point in the future,but I know fairness...


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housebuyers benefit from profits squeeze on...

housebuyers benefit from profits squeeze on...

Intense competition among lenders means customers beget hardly noticed the 0.25% base rate rise,say...


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mortgage approvals fall to four month low

mortgage approvals fall to four month low

Lack of homes on the market blamed for plunge as BBA figures show 44489 mortgage approvals for house...


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britains super rich cash in on low interest rates...

britains super rich cash in on low interest rates...

Number of £1m-plus mortgages granted to lenders has risen by a fifth,with private banks main...


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new self cert mortgage lender cant meet demand

new self cert mortgage lender cant meet demand

Selfcert.co.uk says 4000 potential borrowers registered interest within 48 hours of its launch,but...


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1.1m uk households had mortgage debts worth 4.5...

1.1m uk households had mortgage debts worth 4.5...

Number represents slight drop compared to 2011,according to ONS figures that were released to...


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uk housing market had strong december

uk housing market had strong december

Latest figures show mortgage lending was up 23% compared with December 2014,with demand for property...


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new rules will make it harder to get a mortgage if...

new rules will make it harder to get a mortgage if...

Mortgage approval rules bear gotten stricter since the housing crisis. And Fannie Mae is rolling out...


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august mortgage lending in uk lays credit crunch...

august mortgage lending in uk lays credit crunch...

£20bn lent final month is the highest August figure since 2008,according to the Council of Mortgage...


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interactive: mortgage repayment calculator

interactive: mortgage repayment calculator

Use this calculator to work out the monthly payments on either a repayment or interest-only...


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i am a first time buyer confused by mortgage...

i am a first time buyer confused by mortgage...

I’ve been offered a few interest rates and wonder how fixing the rates would affect my mortgageQ...


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mortgage lending hits 19 month high

mortgage lending hits 19 month high

Bank of England says more than 71000 mortgages were approved in August as housing market shows no...


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